A dental implant is a very popular option for filling missing teeth to provide a regular, functional smile. They look and feel close to your natural teeth, but they are expensive. Many wonder whether insurance will contribute to the cost. Hopefully, the following information regarding coverage with dental implants near you will clarify the situation so that you can make an informed decision.
What are dental implants?
Dental implants are titanium posts that are placed surgically in the jawbone to replace the missing roots of a tooth. After the integration of the implant with the bone, a crown, bridge, or denture is attached to restore function and aesthetics. They offer a permanent solution to missing teeth and are considered a more durable and long-lasting option than traditional dentures or bridges.
Getting dental implants in Pompano Beach is an excellent alternative for missing teeth but can be pretty expensive. It might be too expensive for some who might not be able to afford the cost since insurance will not cover the full cost. It is, however, essential to review your insurance plan, consider financing, and discuss with the dentist near you.
Does Insurance Cover Dental Implants?
For many insurance plans, dental implants are considered a cosmetic procedure, so they are not always covered by them. However, it depends on a number of variables, including types of insurance, and the policy in question and reason for the implants.
- Dental Insurance Plans: Most traditional dental insurance plans are geared toward protecting patients with preventive care like cleanings and checkups. Fillings are one of the few basic procedures that most plans cover. Anything outside of that is cosmetic and therefore not typically covered, although some plans may cover a portion of the implant cost if it is done because it is medically necessary because of an injury or accident, for example. This will depend on your specific policy.
- Medical Insurance Plans: In certain situations, medical insurance can pay for dental implants if they are considered part of a medically necessary procedure. For example, it could be used for patients who have lost teeth due to an accident, injury, or illness. Check with your insurance company to see if the implant procedure is covered under your medical insurance.
- Supplemental dental plans: There are specific dental insurance plans that provide higher coverage for dental implants. It is beneficial for dental work performed extensively, and with implants, it helps reduce out-of-pocket payments. If you would consider getting dental implants, then look into supplemental plans.
Factors That Can Affect Coverage
Some factors will determine if your insurance covers the dental implants.
- Reason for Implantation: The reason for implantation may be the primary factor determining the insurance company’s decision. If it is because of a medical condition or accident, the insurance may cover it. But if it is only for aesthetic purposes, it will not be covered.
- Insurance Policy: The details of your dental or medical insurance policy will be a big factor. Some policies may cover part of the cost of dental implants, while others may not cover them at all. Always check the details of your plan to know what is included.
- Pre-Authorization: Some insurance companies require pre-authorization for dental implants before you undergo the procedure. This involves submitting your medical and dental records to the insurance provider for review. It’s essential to complete this step to avoid unexpected costs.
How Caring Dental Services Pompano Can Help You
If you’re seeking dental implants or want a dentist in Pompano Beach, Caring Dental Services Pompano can assist you in restoring your smile. Our professional dental services and quality team of experienced dentists are committed to offering you the best solutions for your dental needs. Call us today to see how you can get that perfect, healthy smile with us!